Using Oscar Health Insurance for Addiction Rehab in South Florida
If you’re starting addiction recovery, you may be wondering about paying for addiction treatment. The good news is that major health insurance plans like Oscar Health often cover some or all rehab costs. This article will break down how Oscar Health supports addiction treatment, what levels of care may be covered, and how to maximize your insurance benefits.
What Is Oscar Health Insurance?
Oscar Health insurance launched in 2012 with the goal of providing Americans with affordable, high-quality healthcare.1 Currently, more than 1.7 million people are covered by Oscar Health insurance.1 The company covers many Florida residents.1
Oscar Health Insurance Plans
Your exact coverage for rehab will depend on the type of Oscar Health insurance plan you have.
Oscar Health offers several different types of plans, including:2
- Health Maintenance Organization (HMO) plans: HMOs limit your coverage to care from in-network providers, requiring a referral for specialty care.
- Exclusive Provider Organization (EPO) plans: EPOs require you to get coverage from in-network providers and generally don’t require referrals for specialty care.
- Preferred Provider Organization (PPO) plans: With a PPO plan, you’ll get to choose providers within a network and won’t need a referral from your primary care doctor.
- Point of Service (POS) plans: A POS plan is a combination of HMO and PPO plans and requires you to get a referral from your primary care doctor for specialty treatment, such as addiction care.
Does Oscar Health Cover Addiction Treatment in Florida?
Yes, your Oscar Health insurance plan may fully or partially cover the cost of your addiction treatment in Florida. Your exact coverage will depend on your individual plan.
The Affordable Care Act requires that all major health insurance plans offer coverage for mental health issues, including substance use disorders.3
If you’re unsure how to use your Oscar Health Insurance Florida to assist with paying for drug and alcohol rehab, we’re here to help. Reach out today to talk with an admissions navigator at to learn how your Oscar Health benefits can help to cover the cost of addiction treatment.
What Types of Rehab are Covered by Oscar Insurance?
Your primary care provider or substance use counselor will work with you to determine the level of addiction treatment that makes the most sense for your needs.
Several factors may help your care provider decide what level of treatment makes the most sense for you as you look for inpatient rehab near Miami, including the severity and length of your substance use disorder, the level of support you have at home, and your Oscar Health insurance coverage. You may move through more than one level of treatment as you work through the recovery process.
Oscar Health may cover several types of addiction treatment, including:4,5
- Medical Detox: Medical detox for addiction treatment provides support and medication to help safely and comfortably remove substances from the body, often a necessary first step before further treatment.
- Inpatient Programs: Inpatient drug and alcohol rehab is offered in hospitals or treatment centers, ideal for severe addiction or co-occurring disorders, like depression or anxiety.
- Outpatient Programs: Outpatient rehab offers treatment during the day, allowing patients to get treatment while living at home and often continuing to work or attend school.
- Intensive Outpatient Programs (IOPs): Intensive outpatient drug rehab is a step up from standard outpatient care. It provides a more intense level of care than standard outpatient programs and may require multiple sessions per week.
- Partial Hospitalization Programs (PHPs): Partial hospitalization addiction treatment offers even more support than IOPs, while still allowing patients to live at home.
- Aftercare: Your aftercare plan will help to provide support after your inpatient or outpatient treatment concludes. Aftercare may include transitional housing, telemedicine therapy, and more.
How to Use Oscar Health Insurance for Rehab
It’s easy to learn more about your Oscar Health insurance benefits for addiction treatment. You can find the information that you need to move forward with treatment by filling out this simple and secure .
You can also reach out to your insurance company directly to learn more about your benefits, or call Recovery First to speak with an admissions navigator who can talk with you about paying for addiction treatment with your Oscar Health insurance plan.
Get Help for Addiction in South Florida
If you’re looking for inpatient addiction treatment near Miami, Recovery First Treatment Center is a Florida-based rehab located in Hollywood, Florida. Our addiction treatment facility is in-network with Oscar Health, making Recovery First a smart choice for many Floridians.
We believe in your ability to get well, and we’re excited to get to know you and help you begin the recovery process. We offer research-driven, compassionate care designed to provide you with the individualized treatment necessary to support your sobriety.
Finding a treatment facility can feel overwhelming, and understanding your Oscar Health insurance coverage for rehab can provide you with peace of mind as you begin your search. Checking your coverage is easy. To learn about your specific insurance coverage, contact one of our rehab admissions navigators at , get a text, click here, or fill out the form below.