Florida Drug and Alcohol Rehab that Accepts Humana Insurance
WHAT YOU NEED TO KNOW
- Recovery First Treatment Center in Hollywood, FL is in-network with Humana, covering medical detox, inpatient rehab, PHP, IOP, outpatient, MAT, and telehealth
- Humana serves over 16 million members nationwide; federal law requires Humana cover addiction treatment equal to medical/surgical services
- Humana Behavioral Health manages SUD cases, reviewing care levels and connecting members with in-network facilities like Recovery First
- Most Humana plans require pre-authorization or a PCP referral before treatment; Recovery First admissions navigators handle this coordination
- Call for free, confidential Humana benefits verification; admissions navigators check coverage immediately
Humana Insurance Coverage for Addiction Treatment at Recovery First
Humana is a major national healthcare company serving over 16 million members across the United States, including Florida and adjoining states. Humana offers group plans, individual and family plans, Medicare Advantage, and Medicaid coverage.
Recovery First Treatment Center in Hollywood, FL is in-network with Humana, meaning your plan should cover some or all of the cost of drug and alcohol addiction treatment.
This guide explains Humana coverage, behavioral health benefits, costs, how to verify your benefits, and what treatment at Recovery First looks like.
Does Humana Cover Drug and Alcohol Rehab in Florida?
Yes, most Humana plans cover addiction treatment, though each policy varies when it comes to the coverage amount.
Laws like the Mental Health Parity and Addiction Equity Act (MHPAEA) and Affordable Care Act (ACA), require most health insurance plans available in the United States to cover treatment for behavioral health, which typically includes inpatient and outpatient services for substance use disorders (SUD) and other mental health conditions.2,3 Additionally, coverage for SUD treatment must be equitable to coverage for medical or surgical care.4
Yes. Most Humana plans cover addiction treatment. The Affordable Care Act (ACA) requires most health insurance plans to cover treatment for behavioral health, including inpatient and outpatient services for substance use disorders.
The Mental Health Parity and Addiction Equity Act (MHPAEA) requires that coverage for SUD treatment must be equitable to coverage for medical or surgical care.
You cannot be charged extra because you need addiction treatment. Humana Behavioral Health manages all addiction treatment cases, reviewing care levels and connecting members with appropriate in-network facilities.
What Addiction Treatment Services Does Humana Cover?
Medical Detox: 24-hour supervised withdrawal management with medications and nursing care. Learn about medical detox at Recovery First.
Inpatient/Residential Rehab: Full-time residential treatment with daily therapy, 24/7 medical oversight, and structured programming at Recovery First’s Hollywood, FL inpatient facility.
Partial Hospitalization (PHP): 6-8 hours daily intensive treatment, 5 days weekly. See PHP program details.
Intensive Outpatient (IOP): 9-15 hours weekly flexible treatment, in person and virtual. Explore IOP at Recovery First.
Outpatient Treatment: Weekly individual and group therapy for ongoing support. View outpatient options.
Medication-Assisted Treatment (MAT): FDA-approved medications combined with behavioral therapy. Includes methadone detox track.
Telehealth Services: Video-based therapy with licensed therapists. Learn about telehealth rehabilitation.
Co-Occurring Disorder Treatment: Integrated dual-diagnosis care for depression, anxiety, PTSD alongside addiction. Read about co-occurring disorder treatment.
Humana-Covered Treatment Levels at Recovery First
| Treatment Level | Hours/Week | Setting | Best For | Duration |
| Medical Detox | 24/7 | Inpatient | Active withdrawal; alcohol, opioid, benzo | 5-10 days |
| Inpatient/Residential | 24/7 | Hollywood, FL | Moderate-to-severe SUD; unsafe home | 28-90+ days |
| PHP | 30-40 hrs/wk | Outpatient | Step-down; intensive clinical support | 3+ months |
| IOP | 9-15 hrs/wk | In-person/virtual | Stable housing; work/family needs | 2-12 months |
| Standard Outpatient | 1-4 hrs/wk | Outpatient | Ongoing relapse prevention | 6-12+ months |
| Telehealth | Flexible | Virtual | Remote access; schedule flexibility | Ongoing |
How to Use Humana Insurance to Pay for Rehab
- Find an In-Network Facility: Recovery First is in-network with Humana. In-network providers have pre-negotiated rates, meaning lower out-of-pocket costs.
- Verify Your Benefits: Call 954-526-5776 or complete the online form at recoveryfirst.org. Admissions navigators verify Humana coverage at no cost.
- Get Pre-Authorization: Most Humana plans require treatment to be deemed medically necessary. You may need a referral from your PCP. Recovery First handles pre-authorization coordination.
- Review Your Summary of Benefits: Log in to your Humana member portal or call the behavioral health number on your card to understand deductible, copay, and coinsurance.
- Begin Treatment: Once coverage is confirmed, Recovery First can start admissions, often with same-day admission available. Learn about the admissions process.
Understanding Your Out-of-Pocket Costs with Humana
Deductible: Annual amount you pay before Humana begins covering services.
Copayment: Fixed fee per visit or service (e.g., $25-$75 per therapy session).
Coinsurance: Percentage split after deductible. In-network typically 10-30%.
Out-of-Pocket Maximum: Annual cap. Once reached, Humana covers 100% of remaining services.
In-Network Savings: Recovery First is in-network. Costs are significantly lower than out-of-network.
Treatment Type: Inpatient costs more than outpatient due to room and board. Your cost-sharing varies by level of care.
If costs remain a barrier, Recovery First offers flexible payment options and financing.
In-Network vs. Out-of-Network Cost Comparison
| Cost Factor | In-Network (Recovery First) | Out-of-Network |
| Deductible | Lower (plan-specific) | Higher or separate OON deductible |
| Coinsurance | Typically 10-30% | Typically 30-50%+ |
| Copay | Pre-negotiated lower rates | Higher or not applicable |
| Balance Billing | Not allowed | Provider can bill the difference |
| Out-of-Pocket Max | Shared with medical OOP max | Separate, often higher |
| Pre-Authorization | Recovery First handles it | You may need to coordinate |
Addiction in Florida: Why Treatment Matters
Florida faces significant substance use challenges. According to SAMHSA, between 2017-2019, 6.3% of Florida residents age 12+ struggled with SUD.
Approximately 490,000 residents battled illicit drug addiction, 3,189 people died from opioid-involved overdoses in 2018, and only 12.2% of those with SUD received treatment.
Learn more about Florida addiction statistics and treatment options.
About Recovery First: In-Network with Humana
Recovery First is a Joint Commission-accredited addiction treatment facility in Hollywood, FL with 600+ years of combined clinical experience:
- Medical detox with 24/7 nursing and physician oversight
- Inpatient rehab with apartment-style lodging and amenities
- Specialized programs for Veterans and First Responders
- Healthcare Professionals treatment track
- Evidence-based therapies: CBT, DBT, MI, family therapy
- Aftercare planning and alumni program
- MAT for opioid and alcohol dependence
- Co-occurring disorder treatment for depression, anxiety, PTSD
- Joint Commission accredited, BBB A+ rated, LegitScript certified
- Fitness center, mindfulness spaces, indoor/outdoor recreation
Other Insurance Plans Accepted at Recovery First
- Aetna insurance for rehab in Florida
- Cigna insurance for rehab in Florida
- UnitedHealthcare/Optum coverage
- Ambetter insurance coverage
- Blue Cross Blue Shield coverage
- EmblemHealth insurance coverage
- First Health insurance coverage
- TRICARE coverage for addiction treatment
View all insurance options at Recovery First.
Verify Your Insurance for Rehab in Florida
Addiction is a devastating disease, but it is treatable.6 In most cases, this treatment is covered by insurance. Simply fill out the insurance verification form below to find out within minutes whether your insurer will cover addiction treatment at Recovery First.