Drug & Alcohol Rehab in Florida Covered by First Health Insurance
WHAT YOU NEED TO KNOW
- Recovery First Treatment Center in Hollywood, FL is in-network with First Health, covering medical detox, inpatient rehab, PHP, IOP, outpatient, and MAT
- First Health is a subsidiary of Aetna and one of the largest PPO networks in the U.S., with no referral required for most addiction treatment services
- ACA mandates addiction treatment as an essential health benefit; Mental Health Parity Act requires equal coverage to medical/surgical services
- First Health PPO plans may cover out-of-state treatment, meaning residents of Georgia, Alabama, or other states may access care at Recovery First in Florida
- Call for free, confidential First Health benefits verification; admissions navigators check coverage immediately
First Health Insurance Coverage for Addiction Treatment at Recovery First
First Health is one of the nation’s largest insurance networks and a subsidiary of Aetna, operating in Florida and across the United States.
First Health provides access to a broad network of healthcare providers, including drug and alcohol rehabilitation facilities.
Recovery First Treatment Center in Hollywood, FL is in-network with First Health, meaning your plan should cover some or all of the cost of addiction treatment.
This guide explains First Health coverage, PPO plan benefits, costs, how to verify your benefits, and what treatment at Recovery First looks like.
Does First Health Insurance Cover Addiction Treatment in Florida?

Yes. The Affordable Care Act (ACA) defines mental health and substance use disorder services as one of 10 essential health benefits that all Marketplace plans must cover.
If you purchased your First Health plan through the Health Insurance Marketplace, addiction treatment is covered in some capacity.
The Mental Health Parity and Addiction Equity Act requires First Health to provide equal coverage for behavioral health and addiction treatment as it does for medical/surgical services.
Most First Health plans are preferred provider organization (PPO) plans, which means you have a network of preferred providers covered at higher percentages.
As a PPO, First Health typically does not require a referral to enter drug or alcohol rehab. Recovery First is an in-network provider, which means lower out-of-pocket costs and faster claims processing.
Does Recovery First Accept First Health Insurance?
Recovery First accepts First Health insurance. To get started, complete . We will email you right back with important details about your benefits and next steps to getting the care you need.
What Addiction Treatment Services Does First Health Cover?
Medical Detox: 24-hour medically supervised withdrawal management with medications, vital sign monitoring, and nursing care. Learn more about medical detox at Recovery First.
Inpatient/Residential Rehab: Full-time residential treatment with daily individual and group therapy, evidence-based programming, and 24/7 medical oversight at Recovery First’s Hollywood, FL inpatient facility.
Partial Hospitalization (PHP): 6-8 hours daily intensive treatment, 5 days weekly. Structured step-down from inpatient. More about PHP at Recovery First.
Intensive Outpatient (IOP): 9-15 hours weekly flexible outpatient treatment, available in person and virtually. See IOP details.
Standard Outpatient: Weekly or bi-weekly therapy for ongoing support and relapse prevention. Learn about outpatient treatment options.
Medication-Assisted Treatment (MAT): FDA-approved medications (buprenorphine, naltrexone, acamprosate) combined with behavioral therapy. Includes methadone detox track.
Telehealth Services: Video-based therapy with licensed therapists. Explore telehealth options.
Co-Occurring Disorder Treatment: Integrated dual-diagnosis care for depression, anxiety, PTSD, and other conditions. Read about co-occurring disorder treatment.
First Health PPO Advantage: No Referral Required
Because First Health operates as a PPO (Preferred Provider Organization), you typically do not need a referral from your primary care physician to access addiction treatment.
This is a significant advantage over HMO plans, which often require PCP referrals and pre-authorization.
With a First Health PPO, you can contact Recovery First directly at 954-526-5776 to begin the admissions process right away.
First Health PPO plans may also cover out-of-state treatment. If you live in Georgia, Alabama, Tennessee, or another state and want to attend rehab in Florida, your First Health plan may offer coverage at Recovery First.
Call admissions to verify your specific plan’s out-of-state provisions.
Chart: First Health-Covered Treatment Levels at Recovery First
| Treatment Level | Hours/Week | Setting | Best For | Typical Duration |
| Medical Detox | 24/7 | Inpatient | Active withdrawal; alcohol, opioid, benzo dependence | 5-10 days |
| Inpatient/Residential | 24/7 | Hollywood, FL campus | Moderate-to-severe SUD; unsafe home environment | 28-90+ days |
| PHP | 30-40 hrs/week | Outpatient center | Step-down from inpatient; needs intensive support | 3+ months |
| IOP | 9-15 hrs/week | In-person or virtual | Stable housing; work/family obligations | 2-12 months |
| Standard Outpatient | 1-4 hrs/week | Outpatient center | Ongoing support; relapse prevention | 6-12+ months |
| Telehealth | Flexible | Virtual/video | Remote access; scheduling flexibility | Ongoing |
Understanding Your Out-of-Pocket Costs with First Health
Deductible: Annual amount you pay before First Health begins covering services. Lower-premium plans typically have higher deductibles.
Copayment: Fixed fee at the point of service (e.g., $25-$75 per therapy session). PPO copays are lower for in-network providers.
Coinsurance: Percentage split after deductible. In-network typically 10-30%; out-of-network 30-50% or more.
Out-of-Pocket Maximum: Annual cap on total costs. Once reached, First Health covers 100% of remaining covered services.
In-Network Savings: Recovery First is in-network. In-network care means pre-negotiated rates and significantly lower out-of-pocket costs.
PPO Flexibility: First Health PPO plans offer out-of-network coverage at higher cost-sharing, giving you flexibility to choose providers.
How to Verify Your First Health Insurance for Rehab
- Call Recovery First Admissions: Call 954-526-5776. Admissions navigators verify your First Health coverage at no cost and explain benefits, copay, deductible, and out-of-pocket costs immediately.
- Online Benefits Verification: Visit recoveryfirst.org and complete the secure verification form. Receive coverage confirmation and next steps via email within minutes.
- Call First Health Member Services: Call the number on the back of your insurance card. Ask about addiction treatment coverage, in-network status, deductible balance, and pre-authorization.
- Log In to Your Member Portal: Access your Summary of Benefits and Coverage (SBC) online to review your plan details, claims history, and deductible progress.
Addiction in Florida: Why Treatment Access Matters
Florida faces a significant substance use challenge.
According to SAMHSA’s National Survey on Drug Use and Health, between 2017 and 2019, 6.3% of Florida residents age 12+ struggled with a substance use disorder.
Approximately 490,000 residents battled illicit drug addiction, 3,189 people died from opioid-involved overdoses in 2018, and 614 died from alprazolam (Xanax) overdoses in 2019.
Learn more about Florida addiction statistics and treatment options.
Chart: Florida Substance Use by the Numbers
| Metric | Florida Data | Source |
| SUD prevalence (age 12+) | 6.3% of residents | SAMHSA NSDUH 2017-2019 |
| Illicit drug addiction (annual) | ~490,000 residents | SAMHSA NSDUH |
| Opioid overdose deaths (2018) | 3,189 | CDC WONDER |
| Alprazolam overdose deaths (2019) | 614 | Florida ME Reports |
| Treatment gap | Only 12.2% of those with SUD receive treatment | SAMHSA NSDUH |
About Recovery First Treatment Center: In-Network with First Health
Recovery First Treatment Center is a Joint Commission-accredited addiction treatment facility located in Hollywood, Florida, just 9 miles from Fort Lauderdale-Hollywood International Airport. With over 600 years of combined clinical experience, Recovery First provides personalized care in small, intimate groups:
- Medical detox with 24/7 nursing and physician oversight
- Inpatient/residential rehab with apartment-style lodging and amenities
- Specialized programs for Veterans and First Responders
- Healthcare Professionals treatment track
- Evidence-based therapies: CBT, DBT, MI, family therapy, trauma-informed care
- Comprehensive aftercare and alumni program
- Medication-assisted treatment (MAT) for opioid and alcohol dependence
- Co-occurring disorder treatment for depression, anxiety, PTSD, bipolar, and trauma
- Joint Commission accredited, BBB A+ rated, LegitScript certified
- Fitness center, indoor/outdoor recreation, mindfulness spaces
Payment Options Beyond First Health Insurance
If First Health does not cover the full cost of treatment, Recovery First offers flexible alternatives.
Learn more about paying for treatment, including financing plans, monthly payment arrangements, credit/debit card payments, and sliding-fee options. Cost should never be a barrier to recovery.
Other Insurance Plans Accepted at Recovery First
Recovery First accepts many major insurance carriers. If you don’t have First Health, check coverage with one of these in-network providers:
- Aetna insurance coverage for rehab in Florida
- Cigna insurance coverage for rehab in Florida
- UnitedHealthcare/Optum insurance coverage for rehab in Florida
- Ambetter insurance coverage for rehab in Florida
- Blue Cross Blue Shield insurance coverage for rehab in Florida
- EmblemHealth insurance coverage for rehab in Florida
- Humana insurance coverage for rehab in Florida
- TRICARE insurance coverage for rehab in Florida
View all insurance options at Recovery First.