Lifesynch Insurance for Prescription Drug Rehab
Prescription drug abuse has reached epidemic rates in the United States, and Lifesynch insurance for rehab is more important than ever. Although many people view prescription drugs to be less dangerous than illegal narcotics, they can still cause crippling addictions and long-term health problems. In fact, some technically-legal opiates can be just as harmful as heroin. It’s crucial that people who contract with Lifesynch understand how they can use their current plans to cover treatments for prescription drug addiction.
A Growing Problem
Many of the currently-abused pharmaceuticals were actually developed as painkillers for cancer patients. Some of them were even designed to help heroin addicts slowly wean themselves of their physical drug dependencies. Although these substances can still help people alleviate pain and treat their addictions, they are deadly when used for self-medication. Through theft, illegal sharing, and fraudulent prescriptions, these drugs make their way into the illicit market in droves.
Prescription Drugs in the Workplace
Work-related stress is one of the most common reasons why people become addicted to prescription drugs. They may obtain them illegally, but they often receive prescriptions from psychiatrists who diagnose them with depression or anxiety. Since these drugs only provide temporary relief for deeper lifestyle problems, workers can quickly fall into addictive cycles of self-medication and massive dosages.
Fortunately, many workplaces also offer Lifesynch health insurance benefits. Most employers who buy insurance in bulk use preferred provider organizations. This is great for potential rehab patients, since PPOs tend to offer coverage for a much wider range of treatments than HMOs and other organizations. They will also offer partial coverage to people who need to attend rehab clinics outside their normal Lifesynch provider networks.
Rapid vs. Gradual Detox for Opiates
Most prescription drug addicts become hooked on synthetic opiates. Unfortunately, detoxifying from opiate use can cause extremely harmful and even fatal heart complications. To avoid these risks, many rehab patients undergo alternative forms of detox.
One of these alternatives is methadone treatment. Methadone is an extremely addictive opiate itself, but many people have found that increasingly-lower doses can ultimately relieve them of all drug dependencies. It’s also relatively cheap, and it can be found at many detox clinics. Since detoxification is such an important medical procedure, addicts who need methadone treatment may be able to get full coverage through Lifesynch insurance.
Another method is called “rapid” detox. The procedure involves the use of specially-designed drugs which allow sedated patients to undergo the entire withdrawal process in just hours. However, this treatment can cost ten thousand dollars or more, and it may be difficult for people to get coverage.
Alcohol, Tobacco, and Lifesynch Insurance Costs
It’s relatively common for prescription drug addicts to abuse other legal substances, such as alcohol and tobacco. Unfortunately, most insurance companies will penalize heavy drinkers and smokers with higher premiums and co-pays. Getting insurance for rehab is difficult enough, but it may become even harder for people with other vices.
Smokers’ insurance rates may also make it more difficult for them to pay the out-of-pocket costs for rehab. Detox is usually covered in full, but many people’s contracts provide for only partial coverage of longer-term therapy programs. Ultimately, a high deductible can put the overall costs of effective rehab out of reach.
Getting Lifesynch insurance for rehab can be complicated, but there are plenty of resources that can help you. Fill out the insurance verification form to the right of this page, and learn as much as possible about the different ways you can get coverage and pay for addiction treatment.